Privacy Policy - Mom Retires Early

Protecting your private information is our priority. This Statement of Privacy applies to
momretiresearly.com, and Mom Retires Early and governs data collection and usage. For the
purposes of this Privacy Policy, unless otherwise noted, all references to Mom Retires Early
include momretiresearly.com and Mom Retires Early. The Mom Retires Early website is a Family
and financial blog site. By using the Mom Retires Early website, you consent to the data practices
described in this statement.

Collection of your Personal Information
In order to better provide you with products and services offered, Mom Retires Early may collect
personally identifiable information, such as your:

Please keep in mind that if you directly disclose personally identifiable information or personally
sensitive data through Mom Retires Early’s public message boards, this information may be
collected and used by others.

We do not collect any personal information about you unless you voluntarily provide it to us.
However, you may be required to provide certain personal information to us when you elect to use
certain products or services. These may include: (a) registering for an account; (b) entering a
sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers
from selected third parties; (d) sending us an email message; (e) submitting your credit card or
other payment information when ordering and purchasing products and services. To wit, we will
use your information for, but not limited to, communicating with you in relation to services and/or
products you have requested from us. We also may gather additional personal or non-personal
information in the future.

Use of your Personal Information
Mom Retires Early collects and uses your personal information to operate and deliver the services
you have requested.

Mom Retires Early may also use your personally identifiable information to inform you of other
products or services available from Mom Retires Early and its affiliates.

Sharing Information with Third Parties
Mom Retires Early does not sell, rent or lease its customer lists to third parties.

Mom Retires Early may share data with trusted partners to help perform statistical analysis, send
you email or postal mail, provide customer support, or arrange for deliveries. All such third parties
are prohibited from using your personal information except to provide these services to Mom
Retires Early, and they are required to maintain the confidentiality of your information.

First and Last Name
E-mail Address
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Mom Retires Early may disclose your personal information, without notice, if required to do so by
law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law
or comply with legal process served on Mom Retires Early or the site; (b) protect and defend the
rights or property of Mom Retires Early; and/or (c) act under exigent circumstances to protect the
personal safety of users of Mom Retires Early, or the public.

Tracking User Behavior
Mom Retires Early may keep track of the websites and pages our users visit within Mom Retires
Early, in order to determine what Mom Retires Early services are the most popular. This data is
used to deliver customized content and advertising within Mom Retires Early to customers whose
behavior indicates that they are interested in a particular subject area.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Mom
Retires Early. This information can include: your IP address, browser type, domain names, access
times and referring website addresses. This information is used for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use of the Mom Retires
Early website.

Use of Cookies
The Mom Retires Early website may use “cookies” to help you personalize your online experience.
A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be
used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you,
and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The
purpose of a cookie is to tell the Web server that you have returned to a specific page. For
example, if you personalize Mom Retires Early pages, or register with Mom Retires Early site or
services, a cookie helps Mom Retires Early to recall your specific information on subsequent visits.
This simplifies the process of recording your personal information, such as billing addresses,
shipping addresses, and so on. When you return to the same Mom Retires Early website, the
information you previously provided can be retrieved, so you can easily use the Mom Retires Early
features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you
choose to decline cookies, you may not be able to fully experience the interactive features of the
Mom Retires Early services or websites you visit.

Links
This website contains links to other sites. Please be aware that we are not responsible for the
content or privacy practices of such other sites. We encourage our users to be aware when they
leave our site and to read the privacy statements of any other site that collects personally
identifiable information.

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Security of your Personal Information
Mom Retires Early secures your personal information from unauthorized access, use, or
disclosure. Mom Retires Early uses the following methods for this purpose:

When personal information (such as a credit card number) is transmitted to other websites, it is
protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or
alteration of your personal information. Unfortunately, no data transmission over the Internet or any
wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect
your personal information, you acknowledge that: (a) there are security and privacy limitations
inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any
and all information and data exchanged between you and us through this Site cannot be
guaranteed.

Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

Please note that we may not be able to comply with requests to delete your personal information if
it is necessary to:

SSL Protocol
Delete your personal information from our records; and
Direct any service providers to delete your personal information from their records.
Complete the transaction for which the personal information was collected, fulfill the
terms of a written warranty or product recall conducted in accordance with federal
law, provide a good or service requested by you, or reasonably anticipated within the
context of our ongoing business relationship with you, or otherwise perform a contract
between you and us;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal
activity; or prosecute those responsible for that activity;
Debug to identify and repair errors that impair existing intended functionality;
Exercise free speech, ensure the right of another consumer to exercise his or her right
of free speech, or exercise another right provided for by law;
Comply with the California Electronic Communications Privacy Act;
Engage in public or peer-reviewed scientific, historical, or statistical research in the
public interest that adheres to all other applicable ethics and privacy laws, when our
deletion of the information is likely to render impossible or seriously impair the
achievement of such research, provided we have obtained your informed consent;
Enable solely internal uses that are reasonably aligned with your expectations based on
your relationship with us;
Comply with an existing legal obligation; or
Otherwise use your personal information, internally, in a lawful manner that is
This is a RocketLawyer.com document.

Children Under Thirteen
Mom Retires Early does not knowingly collect personally identifiable information from children
under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian
for permission to use this website.

E-mail Communications
From time to time, Mom Retires Early may contact you via email for the purpose of providing
announcements, promotional offers, alerts, confirmations, surveys, and/or other general
communication.

If you would like to stop receiving marketing or promotional communications via email from Mom
Retires Early, you may opt out of such communications by Using the unsubscribe button in emails
or emailing [email protected].

External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have
contracted.

Changes to this Statement
Mom Retires Early reserves the right to change this Privacy Policy from time to time. We will
notify you about significant changes in the way we treat personal information by sending a notice to
the primary email address specified in your account, by placing a prominent notice on our website,
and/or by updating any privacy information. Your continued use of the website and/or Services
available after such modifications will constitute your: (a) acknowledgment of the modified Privacy
Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
Mom Retires Early welcomes your questions or comments regarding this Statement of Privacy. If
you believe that Mom Retires Early has not adhered to this Statement, please contact Mom
Retires Early at:

Mom Retires Early

Texas

Email Address:
[email protected]

Effective as of October 05, 2023